I was awarded my undergraduate degree from Carnegie-Mellon University in Pittsburgh, and my law degree from the University of Pittsburgh School of Law. During law school, I was a member of the Law Review and have two published notes.

I opened my office in Augusta in 1979, and have been doing only bankruptcy cases since the mid-80's. You would think that an attorney who has been practicing for 40 years should know more than an attorney with only 10 years experience, but this is not always the case. There are some attorneys who have practiced bankruptcy law for many years, but have never really mastered the subject. There are other attorneys who have pursued a general practice, filing a bankruptcy case now and then.

Bankruptcy is a federal law, administered by the United States Bankruptcy Courts which are technically a part of the United States District Courts. Bankruptcy law is complex and, therefore, I think, a speciality. The following is an explanation of personal bankruptcy in a tiny nutshell: