Bankruptcy Attorney Augusta - Debt Lawyer GA - Lee Ringler Law Offices

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WHY PICK ME?

I was awarded my undergraduate degree from Carnegie-Mellon University in Pittsburgh, and my law degree from the University of Pittsburgh School of Law. During law school, I was a member of the Law Review and have two published notes.

I opened my office in Augusta in 1979, and have been doing only bankruptcy cases since the mid-80's. You would think that an attorney who has been practicing for 40 years should know more than an attorney with only 10 years experience, but this is not always the case. There are some attorneys who have practiced bankruptcy law for many years, but have never really mastered the subject. There are other attorneys who have pursued a general practice, filing a bankruptcy case now and then.

BANKRUPTCY 101

Bankruptcy is a federal law, administered by the United States Bankruptcy Courts which are technically a part of the United States District Courts. Bankruptcy law is complex and, therefore, I think, a speciality. The following is an explanation of personal bankruptcy in a tiny nutshell:

Basic Information
A really quick overview of bankruptcy.
Fees
How much bankruptcy costs.
Lawyers
Whether you need a lawyer and the cost of a lawyer.
Chapter 7
Information about Chapter 7 “Liquidations".
Chapter 13
Information about Chapter 13 repayment plans.
Things You Must Not Do
A compilation of no-no's for people thinking about filing bankruptcy.
I've Heard That… Bankruptcy Myths.

Helping

GOOD PEOPLE

with bad

DEBT PROBLEMS

since 1979

Coronavirus Update

During the current period of COVID-19 virus chaos, we are offering appointments through Zoom (Zoom.us) Video Conferencing or FaceTime on your smartphone or iPad, whichever you prefer. We can file your bankruptcy case during the Coronavirus self-isolation period and obtain your automatic stay bankruptcy protection straight away. Once you file, creditors are legally unable to contact you or try to collect debt. Phone calls, collection letters, wage garnishments, lawsuits, and repossessions will immediately come to a halt. The Bankruptcy Court is currently holding Meetings and Hearings by telephone also. Your health matters to us; file bankruptcy from the safety and comfort of your own home with a Certified Bankruptcy Attorney.

The Process

We offer consultations through FaceTime or Zoom. You can download the free Zoom app onto your smartphone or visit Zoom.us to use a computer with a webcam. (Make sure your Audio is turned on.) Our office can exchange documents in a manner that is most convenient for each client. Documents can be exchanged through mail, fax, or email. Most conveniently, you can also fill out and sign necessary paperwork using DocuSign. This allows you to easily fill out and sign paperwork without needing to print paperwork or wait on the mail. Due to the Coronavirus, the Bankruptcy Court has eliminated the requirement of wet signatures so that clients can sign documents safely from home.

We’re Here to Help

The Coronavirus pandemic has resulted in an unprecedented change of daily life for nearly every American. With national and state governments urging citizens to stay home, some Americans are already starting to face severe financial hardship. Restaurants, bars, movie theaters, and schools all over the country have either closed or switched to carry-out only. This has resulted in many Americans losing their source of stable income. We will customize a strategy for you, taking your unique situation into account. We will help you decide what assets you can protect, what debts you can discharge, and how you can build a better tomorrow. Call, email, or text our office to schedule your free virtual consultation today.

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